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Tuesday, July 15, 2025 2:36 AM

PM-JAY

Ayushman Bharat Transforms Rural Healthcare in Bihar, Saves Over ₹1,000 Crore in Just One Year

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Bihar is undergoing a healthcare transformation, with the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) playing a central role in improving the well-being of millions, especially in rural communities. In a landmark achievement, the state has enabled its citizens to save over ₹1,000 crore in out-of-pocket medical expenses within a year—highlighting the scheme’s profound impact. Access to affordable, quality healthcare is rapidly becoming a reality for Bihar’s rural population. Through the dedicated efforts of the State Health Agency (SHA), the state has achieved universal coverage for all eligible families under the AB PM-JAY umbrella. This milestone ensures that no entitled household is left without the financial protection and healthcare support promised under India’s flagship public health insurance programme. Enhancing the reach of healthcare services further, the state government has integrated the Mukhyamantri Jan Arogya Yojana—a complementary state-level initiative. This integration not only broadens the scope of beneficiaries but also reinforces the healthcare infrastructure to provide better, free-of-cost medical services. Today, Bihar boasts a network of over 1,100 empanelled hospitals under the scheme, with private institutions making up half of this total. This public-private synergy has dramatically improved access, reduced patient wait times, and brought quality medical treatment within reach of even the most remote populations. To ensure smooth and transparent implementation, the SHA has rolled out several strategic measures—ranging from real-time digital monitoring and regular audits to grassroots awareness campaigns and grievance redressal systems. These initiatives aim to eliminate corruption and ensure the benefits reach those who need them the most. Officials assert that the scheme is not only improving health outcomes but also mitigating rural hardship, reducing debt from medical expenses, and empowering families with economic and social stability. As Bihar emerges as a model for effective public healthcare delivery, the Ayushman Bharat PM-JAY stands as a testament to what focused governance and inclusive policies can achieve—redefining rural healthcare in India. Source: ANI  

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Budget 2024: Healthcare Sector Urges Government to Boost Public Health Spending

The healthcare sector in India is advocating for increased public health spending in the upcoming Budget 2024, urging the government to raise public health expenditure above 2.5 percent of the GDP. The industry is also calling for an Ayushman Bharat-like scheme specifically for the middle class to address healthcare needs more comprehensively. Key Recommendations: Increase Public Health Expenditure: The Healthcare Federation of India (NATHEALTH) has emphasized the need for the government to boost healthcare spending to over 2.5 percent of GDP. This increase is seen as crucial for enhancing infrastructure, addressing demand and supply challenges, and improving overall social insurance. Expand Healthcare Facilities: Abhay Soi, president of NATHEALTH and chairman of Max Healthcare Institute, highlighted the necessity for two billion square feet of advanced healthcare facilities. Expanding healthcare infrastructure in smaller cities and advancing digital healthcare services are also top priorities. Comparison with Other Countries: According to the Economic Survey 2022-23, healthcare expenditure by the Centre and state governments reached 2.1 percent of GDP in FY23. In comparison, OECD data shows that the US had the highest health expenditure to GDP ratio at 16.6 percent in 2022, while India’s was at 2.9 percent. Middle-Class Healthcare Scheme: Industry leaders, including PD Hinduja Hospital CEO Gautam Khanna, suggested implementing a healthcare scheme similar to PM-JAY for the middle class. This would require allocating 2.5-3.5 percent of GDP to healthcare to ensure broader coverage and affordability. Policy Reforms and Innovations: Suneeta Reddy, Managing Director of Apollo Hospitals, emphasized the need for the government to prioritize the healthcare sector to spur growth and productivity. The industry is also advocating for easing compliance burdens, promoting medtech innovation, rationalizing the goods and services tax (GST), and reviewing the health cess on medtech products. As the first Budget of Modi 3.0 approaches, the healthcare sector’s recommendations highlight the critical need for increased investment and policy support to enhance India’s healthcare infrastructure, improve access to quality healthcare, and ensure affordability for all citizens. Boosting public health spending is seen as a vital

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